Burial Insurance for Florida Seniors
Affordable, no-medical-exam coverage to fully cover burial, cremation, and final bills — paid directly to your loved ones in cash.
What is burial insurance?
Burial insurance — also called final expense insurance — is a small whole life insurance policy that pays a cash benefit to your beneficiary. It covers funeral and burial costs, cremation, headstone, and any small final bills your family is left to settle.
How it differs from a pre-paid plan
Pre-paid funeral plans tie you to one funeral home and a specific package. Burial insurance gives your family flexibility — they choose the provider, the service, and how the money is used.
Coverage range options
$5,000 – $10,000
Covers direct cremation or contributes meaningfully to a traditional burial.
$10,000 – $15,000
Most common range — covers cremation with service or partial traditional burial.
$15,000 – $25,000
Fully covers traditional burial plus small medical or credit-card balances.
$25,000 – $100,000
Maximum benefit available depending on your age — covers full funeral expenses plus a meaningful legacy or larger debts.
Burial Insurance FAQ
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